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METHODOLOGY & PROCESS

From requirement to disbursement.

Six disciplined steps. You always know where your requirement stands, what is expected next and why.

01 Funding Requirement 02 Qualification 03 Advisory 04 Partner Matching 05 Disbursement
01 Funding Requirement 02 Qualification 03 Advisory 04 Partner Matching 05 Disbursement
01 Funding Requirement 02 Qualification 03 Advisory 04 Partner Matching 05 Disbursement
Disciplined Path

The Six Steps of Advisory & Arrangement

Step 01

Funding Requirement

You tell us the amount, purpose and timeline — no sensitive documents at first contact.

Step 02

Qualification

We assess eligibility, profile strength and the realistic capital options open to you.

Step 03

Advisory

You receive clear, independent counsel on structure, security, cost and sequencing.

Step 04

Lender / Capital Partner Matching

Your requirement is presented to suitable lenders and capital partners — never sprayed indiscriminately.

Step 05

Sanction

The lender evaluates and sanctions on their own criteria. We prepare you; the decision is theirs.

Step 06

Disbursement

Funds move directly from the lender to you. Loan Brands never touches your capital.

Qualification Insights

Qualification, explained

An honest read before any lender sees your file.

Qualification is where we assess the strength of your requirement on its own merits: the business profile, the funding purpose, the security available and the realistic options open to you. You get a clear view of where you stand before anything is presented to a lender — so you never apply blind, and your credit footprint is protected from scatter-shot applications.

Financial Clarity

Transparent Fee & Cost Disclosure

Any applicable advisory or service fees, where relevant, will be communicated transparently to the client before proceeding. Loan Brands does not represent itself as the lender, and any lender-specific charges, interest rates, processing fees or other costs are subject to the respective lender or capital partner's terms.

We believe clients should understand the applicable costs before deciding to proceed.

Loan Brands advisory / service fees

Where applicable, our own advisory or service fees are communicated to you transparently before any engagement proceeds. No hidden charges, no surprises after the fact.

Lender / capital partner costs

Interest rates, processing fees and all other lender-specific charges are set by the respective lender or capital partner under their own terms. They are separate from — and never bundled into — any Loan Brands advisory fee.

Legal Position

Facilitator, not a lender

Loan Brands is a financial advisory and capital-solutions facilitator — not a lender, bank or NBFC. We do not guarantee approvals, sanctions or interest rates. All funds move directly between the lender/capital partner and the borrower; Loan Brands never holds or passes through client funds.

Detailed Workflow

MSME Funding Process

Loan Brands follows a structured MSME funding process designed to bring clarity to the journey from an initial funding requirement through lender or capital-partner evaluation and potential disbursement.

Step 1 — Funding Requirement

The process begins with understanding the amount, purpose and timeline of the funding requirement.

Step 2 — Qualification

The business profile, funding purpose, available security and realistic capital options are considered before the requirement is presented to potential lenders.

Step 3 — Capital Advisory

Loan Brands provides advisory around potential funding structure, security, cost and sequencing.

Step 4 — Lender and Capital Partner Matching

Where appropriate, the funding requirement is presented to suitable lenders and capital partners.

Step 5 — Lender Evaluation and Sanction

The lender evaluates the requirement according to its own criteria and makes the sanction decision.

Step 6 — Direct Disbursement

If funding is sanctioned, funds move directly between the lender or capital partner and the borrower. Loan Brands does not hold or pass through client funds.

Advisory Scope

Business Funding Advisory for MSMEs

Loan Brands' advisory-led process can apply across different MSME capital requirements, including business loans, working capital, machinery and equipment finance, debt restructuring advisory, commercial real estate finance, invoice and receivables discounting, and property-linked funding.

Business Loans

Structured business funding for expansion, capacity addition and new ventures.

Working Capital

Funding pathways for operating cash flow, receivables and short-term business liquidity requirements.

Machinery & Equipment Finance

Funding considerations for plant, machinery, equipment and technology investments.

Debt Restructuring Advisory

Advisory support for businesses reviewing existing obligations and potential restructuring pathways.

Commercial Real Estate Finance

Funding considerations involving owned commercial and industrial property.

Invoice & Receivables Discounting

Potential liquidity solutions based on confirmed business receivables.

Home Loans

Advisory-led assistance for home-purchase and property-linked funding requirements.

Loan Against Property (LAP)

Mortgage-backed capital structures unlocking equity in residential or commercial property for business growth and liquidity.

Next Steps

What Happens After You Submit a Funding Requirement?

Initial requirement review

Your funding requirement is reviewed based on the information provided.

Qualification and assessment

The requirement is considered in the context of the business profile, purpose, security and realistic funding options.

Advisory discussion

Relevant considerations around structure, security, cost and sequencing are discussed.

Lender or capital-partner introduction

Where appropriate, the requirement can be presented to suitable lenders or capital partners.

Independent lender decision

The lender or capital partner evaluates the requirement independently and determines whether funding can be sanctioned.

Direct fund flow

Where funding is sanctioned, the funds move directly from the lender or capital partner to the borrower.

FAQ

Questions, answered straight

Before you ask

Is Loan Brands a lender or an NBFC?

No. Loan Brands operates purely as an independent financial advisory and capital-solutions facilitator. We do not lend funds or maintain balance-sheet lending exposure.

Do funds pass through Loan Brands?

Never. All disbursed funds move directly between the lender or capital partner and the borrower.

Do you guarantee approval or a particular interest rate?

No. We never guarantee approvals, sanctions or specific interest rates. Final credit decisions rest exclusively with the lender.

What do you charge for advisory?

Any applicable advisory or service fees are communicated transparently before any engagement proceeds.

What documents do I need to submit with my first enquiry?

None at first contact. You simply provide the amount, purpose and timeline of your requirement.

How quickly will you respond to an enquiry?

We review all submissions and aim to respond within 1 business day.

Ready when you are

Tell us your funding requirement — no documents needed at first contact.